No-Fault
Braces after a car accident, billed to No-Fault
New York No-Fault pays for medical equipment after a car accident, no matter who caused it. We bill your auto insurer directly.
Common items after an accident
Back braces
For lower back sprains, strains and disc injuries after a crash.
Knee braces
For knee injuries from hitting the dashboard or a fall getting out of the car.
Wrist braces
For wrist sprains and injuries from bracing against the steering wheel or the impact.
Walking boots
For ankle and foot fractures or severe sprains.
How No-Fault works
Fault does not matter
No-Fault covers medically necessary care after a car accident whether or not you caused it, including passengers and pedestrians.
File within 30 days
Send your No-Fault application to the auto insurance company within 30 days of the accident, or the claim can be denied.
Usually $0 to you
We bill the auto insurer directly. When the claim is accepted, you typically pay nothing out of pocket.
What to bring
Your No-Fault claim number, the name of the auto insurance company, the date of the accident, and a prescription with a doctor's note that says your injury is related to the accident. Your doctor can fax it to (844) 438-5893.
How it works
Contact us
Call or text with your claim number and the date of the accident.
We work with your doctor and insurer
We get the prescription and note from your doctor and bill your auto insurance.
Get fitted in store
We fit and adjust your brace and show you how to wear it.
Common questions
Do I pay anything for a brace after a car accident?
Usually not. With your doctor's prescription, we bill your auto insurance company directly under New York No-Fault. When the claim is accepted, you typically pay nothing out of pocket.
What if the accident was not my fault?
It does not matter who caused the accident. In New York, your own No-Fault coverage pays for your medical care first. If you were a passenger, the No-Fault coverage of the car you were in usually applies, and a pedestrian is usually covered by the car that hit them.
How long do I have to file a No-Fault claim?
File your No-Fault application with the insurance company within 30 days of the accident. Call us as soon as your doctor prescribes a brace so we can bill promptly.
What should my doctor's note say?
Your diagnosis, your symptoms, exam findings, why the brace is medically necessary, and that the injury is related to the car accident, with the date of the accident.
General information, not legal advice. Based on New York No-Fault (personal injury protection) rules. Your policy and claim decide what is covered.
Find out if you're covered
Answer five quick questions, or call us. We check your benefits for you.